How to Freeze Criminals Out of your Credit Reportā€¦ AND ITS FREE!

How to Freeze Criminals Out of your Credit Reportā€¦ AND ITS FREE!

Step 1:Ā  Gather Your Social Security number, birth date, and past addresses.Ā  Be familiar with recent borrowing.Ā  You may be asked, for instance, about your mortgage balance.

Step 2:Ā  Label a physical file folder, ā€œCreate Freeze.ā€Ā  You will need to store important information in this folder in the event you want to unfreeze and refreeze your credit.

Step 3:Ā  Call or go to one of the three main credit bureausā€™ websites (below).Ā  If youā€™re asked to create an account, write down your username and password.Ā  Add it to your folder.

Step 4:Ā  To verify your identity, you will need to furnish your past and present addresses (and maybe other personal info).

Step 5: You will receive or create a PIN.Ā  Make sure you write this down and add it to your folder.

Step 6:Ā  Repeat this process with the other two credit bureaus.Ā  When done, put your folder inĀ  a secure place.

Contact Info to Freeze Your Credit Report

  • Equifax: com Ā· 800-685-1111 Ā· (if in NY) 800-349-9960
  • Experian: com Ā· 888-397-3742
  • TransUnion: com Ā· 888-909-8872

This information is provided by the AARP Fraud Watch Network.Ā  If you have been targeted by a scam, call the AARP Fraud Network Helpline at 1-877-908-3360.

 

People are Interesting

People truly are interesting. Every story unique and special. I share these posts to tell you about the people I am lucky enough to meet. Many of these people would be judged as outcasts. To me they are simple wonderful stories of what I get to do as a job every day. To me it is never work. They are an honor to get to know. Here is one such story.

I knocked on the front door in a nice neighborhood of a senior I was supposed to evaluate. I could hear laughter of a child, but no one was answering. I called the family and they directed me to go to the side door, a butler’s entrance of sorts. I could not hear the laughter here, but I called out and knocked. The door opened on its own.

I called out and the owner of the home came out with flour on her face. upon entering I realized what I thought was a child’s laughter was in fact the wife of the patient I was supposed to see. They were a prominent family in the region I worked. The house was a mansion on the outside. It was somewhat frozen in time on the inside. I couldn’t see the patient I was supposed to see at first. The wife started to give me a bit of a tour of her home. “We set him up in here.” She says. “I need your help to get him up, will you?” “Of course” I reply.

He is sitting in the living room. His care was simple and I was able to set up additional services for them as well. As I left the back entrance, which she informed me was their main entrance was piled high with unopen delivery boxes. Some of them so old they were fading in the sun. I couldn’t help but ask when was the last time her children had been to visit. She looked at mean and the boxes and said, “We don’t let them come here anymore. We meet at a restaurant nearby.”

I asked if she would allow me to help. I promised not to judge. She accepted my help with a subtle smile and then gave me hug as the tears flowed. I told her, I would like to think if I ever needed this type of help, someone would be there for me. Who around you could use your non-judgmental help and support? Connect them CayCare. We won’t judge. #gethelp #loveeveryone

Welcome to CayCare!

Last Minute Gift Ideas

Trying to grab a gift that will make those around you smile? Here are a few last-minute gift ideas you can buy.

  • Smart Lighting – This is a surprisingly quick purchase that will delight. It is easy to set up and only needs google, alexa or an application on your phone to work.
  • Law of Attraction Planner – This simple gift will help those you love find their 2022 and thank you for it.
  • Frame an old photo – Take the meaning of a past memory and give it away as a special gift.

Side Dishes for Christmas

Chili Dip (The Founder of CayCare’s personal and quick recipe)

  • 5 Cans of your favorite chili
  • 8 oz of cream cheese

Heat in crock pot. Serve with corn chips

Christmas Cranberry Cake

  • 3 Eggs
  • 2 cups Sugar
  • Ā¾ cup ButterĀ (softened)
  • 1 teaspoon Vanilla
  • 2 cups All-Purpose FlourĀ (see note below for gluten-free alternative)
  • 12 ouncesĀ Fresh Cranberries

Heat 350 for 1 hour

Aromatherapy – What are the benefits?

Aromatherapy – What does it mean to use aromatherapy as part of self-care? On a basic level there are smells that remind you of things. Your brain registers the memory with a scent. I have a distinct ā€œhomeā€ smell. There is a specific smell when I have gone to a spa. When I smell it, I am reminded of relaxation and comfort. Our mind registers the smell information into our brain and helps connect it to certain sensations.
Research has shown that certain essential oils will help certain portions of our brain and body.

Dr Brent Bauer from the Mayo Clinc says,

Research on the effectiveness of aromatherapy ā€” the therapeutic use of essential oils extracted from plants ā€” is limited.

However, some studies have shown that aromatherapy might have health benefits, including:

  • Relief from anxiety and depression
  • Improved quality of life, particularly for people with chronic health conditions
  • Improved sleep

Smaller studies suggest that aromatherapy with lavender oil may help:

  • Reduce pain for people with osteoarthritis of the knee
  • Improve quality of life for people with dementia
  • Reduce pain for people with kidney stones

Essential oils used in aromatherapy are typically extracted from various parts of plants and then distilled.

The highly concentrated oils may be inhaled directly or indirectly or applied to the skin through massage, lotions or bath salts. Some essential oil manufacturers have oils that can be taken internally, but research on the safety and efficacy of this method is extremely limited.

Aromatherapy is thought to work by stimulating smell receptors in the nose, which then send messages through the nervous system to the limbic system ā€” the part of the brain that controls emotions.

Many essential oils have been shown to be safe when used as directed. However, essential oils used in aromatherapy aren’t regulated by the Food and Drug Administration.

Risk of allergies – When oils are applied to the skin, side effects may include allergic reactions, skin irritation and sun sensitivity. In addition, further research is needed to determine how essential oils might affect children and how the oils might affect women who are pregnant or breast-feeding, as well as how the oils might interact with medications and other treatments.

What Exactly is Meditation

Meditate – What exactly does it mean to meditate?

First, letā€™s explore what it means to meditate. The basic definition – Meditation is a practice of concentrated focus upon a sound, object, visualization, the breath, movement, or attention itself in order to increase awareness of the present moment, reduce stress, promote relaxation, and enhance personal and spiritual growth.

To meditate is to think deeply or focus one’s mind for a period of time, in silence or with the aid of chanting, for religious or spiritual purposes or as a method of relaxation.

Letā€™s explore the benefits of meditation. A meditation study done by the National Institute of Health shows to improve the following conditions –
1. Stress
2. Anxiety
3. Cardiovascular Health
4. Depression
5. Insomnia
6. Post Traumatic Stress Disorder
7. Addiction

American Psychological Association concluded that Transcendental Meditation had relatively strong effects in reducing anxiety, negative emotions, trait anxiety and neuroticism while aiding learning, memory and self-realization.

The bottom line is that exploring meditation has many well-being benefits. Where do you actually start? We have how-to meditate cards going around for self-care week 2. Here are the simple tips now.

One article reads, put simply, meditation is a tool for stress relief, Fletcher says, adding that by relieving stress, you’re setting yourself up to be able to perform at the top of your game. “I believe we meditate to get good at life, not to get good at meditation,” she says. Many people have the misconception that meditation is about focusing on the present, but Fletcher actually considers that to be mindfulness (which we’ll get into later). Meditation, on the other hand, is about getting rid of all of the stress the body has stored from the past.

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Register HEREĀ to Win and Join the Self-Care Movement